Your path to homeownership starts with

from Mackenzie Ngo, Mobile Mortgage Specialist at ACU

 I’m Mackenzie Ngo, and I’m here to help you feel confident and informed throughout your homebuying journey. With in-depth experience in mortgage planning and a strong understanding of Manitoba’s competitive housing market, I’ll work with you to find the mortgage that fits your goals—whether you're buying, renewing or refinancing. Let’s make a complex process feel simple and manageable, together. 

I offer flexible appointments by phone, video, or in person—whatever works for your schedule.

What I offer

When you work with me, you’ll get support that’s smart, approachable and personalized. I’ll help you:

  • Get pre-approved so you can shop with confidence
  • Compare mortgage types and term options
  • Navigate down payments, amortization and closing costs
  • Renew or refinance with solutions that reflect your changing needs
  • Understand your borrowing power and make informed decisions every step of the way

Whether you're a first-time buyer or ready to move up, I’ll make sure your mortgage fits where you’re headed.

ACU mortgage benefits

  • Competitive Rates: Some of Manitoba’s most attractive rates
  • Flexible Terms: Mortgage structures that matches your goals
  • Specialty Mortgages: Builder, revenue property and New to Canada options
  • Refinancing & Renewals: Guidance to help you reassess and plan ahead
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ACU mortgage rates*

*Rates subject to change.

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1-year fixed

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5-year fixed

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5-yr variable closed

View more mortgage rates
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Earn more with your mortgage.

Bundle your ACU mortgage with a Collabria® Visa* and receive up to 100,000 Flex Rewards Points—redeemable for travel, cashback or everyday essentials.

Learn more

Start with a clear picture

Use our mortgage calculator to estimate your monthly payments and plan your budget with confidence.

Why choose ACU?

ACU is a values-based financial co-operative dedicated to helping you succeed. Alongside competitive mortgage solutions, we reinvest in our communities—supporting affordable housing, local development, and financial empowerment across Manitoba.

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Local and values-based

As a member-owned, value-based B Corp organization, we prioritize the well-being of our members and the communities we serve.

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Expert financial advice

Our Mobile Mortgage Specialists offer personalized support to help you navigate homeownership with confidence.

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Flexible mortgage solutions

From specialty solutions to pre-approvals, ACU helps you find the right mortgage and gives back along the way.

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Ready to connect?

Let’s make a mortgage plan that fits your lifestyle—and your future.

Mackenzie Ngo
Mobile Mortgage Specialist
mngo@acu.ca | 204-296-8574

Contact me