The right mortgage for your next chapter.*

*When you’re ready for a new home or a mortgage renewal, ACU can find a solution that keeps your finances and your values aligned.

When you want more space for making memories.

Life moves fast as our families grow. Balancing the pressure to lock in a great rate while making an informed decision can make securing the right mortgage feel daunting. When you’ve got an ACU professional in your corner, you can feel confident you’re getting the full picture.

With local market knowledge and advice you can trust, we’ll walk you through the essentials: flexible terms, competitive rates, and no surprises. And with our 120-day guarantee, you’ll lock in the rate you’re qualified for, even if rates go up.

Make Space For More

When you’re picturing your next chapter—and theirs, too.

Gaining a rural property that you may one day pass down is about more than just growing your wealth. It’s an opportunity to shape the lifestyle you want for your family. If you’re dreaming of a slower pace and being surrounded by family in a country home, an ACU professional can guide you through the steps to get there.

With customizable options and personalized support—whether you’re a first-time homebuyer, downsizer, or ready for something bigger—an ACU professional can give you the right support, and help you with the right mortgage, wherever you’re at.

Think Ahead

When you’re renewing your mortgage and your commitment to the community.

You support shopping local, so when it comes to planning your most important purchase yet, it makes sense to partner with a provider that’s deeply connected to home.

When you choose ACU, you can feel good knowing your money is going back directly into the community you love. As the only Manitoba-based financial institution to achieve B Corp™ certification, ACU uses business as a force for good, balancing profit with social and environmental responsibility.

Support Local

Featured mortgage rate

Rates subject to change.

3.99%

3-yr fixed mortgage

Mortgage Calculator

Try our free mortgage calculator

Explore your options, make adjustments and compare scenarios with our easy-to-use mortgage calculator. It’s a terrific first step to understanding what you can accomplish with the right rate.

If you’re still feeling uncertain, strike up a conversation with an ACU professional. We’ll get to know you, understand your budget and long-term goals, and offer personalized advice to help you make the decision that feels right to you.

 

Make more space. Think ahead. Support local.

Get the right advice for you

Looking to renew, downsize your home, or start a new lifestyle in something bigger, we’ve got all the mortgage options to suit your needs. An ACU professional can meet you in-branch, or meet you online, to walk you through our variable and fixed rates, downpayment options, and exactly what it would look like to make your next move. 

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Ready to get started?

Meet with an ACU professional to start planning your next move.