Personalized mortgage support

from Kiran Bedi, Mobile Mortgage Specialist at ACU

I’m Kiran Bedi, and I bring over 12 years of financial experience to your mortgage journey. Whether you’re buying your first home, renewing your mortgage or refinancing for better terms, I’ll provide clear, personalized guidance every step of the way. I speak Hindi, Punjabi and English, and offer flexible appointments—by phone, video or in person—so your mortgage works around your life.

What I offer

When we work together, you can count on:

  • Pre-approvals that let you shop with confidence
  • Personalized mortgage advice and application support
  • Assistance with renewals and refinancing tailored to your needs
  • Guidance on down payments, term choices, and amortization planning
  • Flexible support for your unique goals—whether you're a first-time buyer or planning for a second property

ACU Mortgage Benefits

  • Competitive Rates: Get a mortgage that fits your financial goals
  • Flexible Terms: Choose the right term, payment frequency, and amortization schedule
  • Specialty Mortgages: Including builder, vacation property, revenue property and New to Canada mortgages
  • Renewals & Refinancing: Reassess your mortgage with confidence—on your timeline
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ACU mortgage rates*

*Rates subject to change.

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1-year fixed

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5-year fixed

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5-yr variable closed

View more mortgage rates
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Mortgage and Visa Bundle Bonus

Bundle your mortgage with an ACU Collabria Visa* card and earn up to 100,000 Flex Rewards Points**!

Learn more

Estimate your mortgage

Use our helpful calculator to get an idea of what your monthly payments could look like. 

Why choose ACU?

ACU is a values-based financial co-operative dedicated to helping you succeed. Alongside competitive mortgage solutions, we reinvest in our communities—supporting affordable housing, local development, and financial empowerment across Manitoba.

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Local and values-based

As a member-owned, value-based B Corp organization, we prioritize the well-being of our members and the communities we serve.

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Expert financial advice

Our Mobile Mortgage Specialists offer personalized support to help you navigate homeownership with confidence.

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Flexible mortgage solutions

From specialty solutions to pre-approvals, ACU helps you find the right mortgage and gives back along the way.

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Ready to connect?

Let's build the right mortgage solution for your goals. 

Kiran Bedi
Mobile Mortgage Specialist
kbedi@acu.ca | 204-229-4765

Contact me