Expert mortgage support

from Echo Lou, Mobile Mortgage Specialist at ACU

I’m Echo Lou, ACU’s Mobile Mortgage Specialist and Asian Market Manager. With over 2 decades of experience in financing—including builder mortgages, investment properties and complex lending—I will help you navigate the path to homeownership with clarity and confidence. Whether you're new to Canada or building your real estate portfolio, I offer personalized advice in Mandarin, Cantonese or English, and service designed to fit your goals.

What I offer

With decades of experience and deep market knowledge, I can help you:

  • Explore your mortgage options and find the right solution
  • Secure financing for new construction or builder mortgages
  • Structure financing for rental or investment properties
  • Navigate first-time homebuyer programs and newcomer mortgage solutions
  •  Understand amortization, payments and closing costs—in your preferred language

Whether you're buying your first home or expanding your investment portfolio, I’ll support you every step of the way.

ACU Mortgage Benefits

  • Competitive rates: Choose from great rates that work with your financial plan
  • Tailored terms: Set payment schedules and amortizations that match your timeline
  • Specialized mortgages: Financing for builder homes, rental properties and newcomers to Canada
  • Refinancing & renewals: We’ll help you review your options when it’s time for something new
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ACU mortgage rates*

*Rates subject to change.

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1-year fixed

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5-year fixed

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5-yr variable closed

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Add even more value to your mortgage.

Bundle your ACU mortgage with a Collabria® Visa* and earn up to 100,000 Flex Rewards Points—perfect for travel, gift cards or cashback.

Start planning with confidence

Use our mortgage calculator to estimate monthly payments and explore what fits your budget.

 

Why choose ACU?

ACU is a values-based financial co-operative dedicated to helping you succeed. Alongside competitive mortgage solutions, we reinvest in our communities—supporting affordable housing, local development, and financial empowerment across Manitoba.

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Local and values-based

As a member-owned, value-based B Corp organization, we prioritize the well-being of our members and the communities we serve.

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Expert financial advice

Our Mobile Mortgage Specialists offer personalized support to help you navigate homeownership with confidence.

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Flexible mortgage solutions

From specialty solutions to pre-approvals, ACU helps you find the right mortgage and gives back along the way.

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Ready to connect?

Let’s work together to build your future—with mortgage support you can trust.  

Echo Lou
Mobile Mortgage Specialist | Asian Market Manager
elou@acu.ca | 204.227.9167